A financial institution may perhaps prepare an individual approach or separate strategies for its facility-primarily based evaluation spots, retail lending evaluation areas, outdoors retail lending spot, or other geographic parts that would be evaluated inside the absence of an permitted plan.
(E) The bank fails to provide details requested through the Board that is certainly needed for the Board to generate an knowledgeable conclusion.
signifies the efficiency of volunteer services by a financial institution's or its affiliate's board users or employees, executed on behalf from the financial institution, where by These expert services:
블로그 아이디는 한번 정하면 다시 변경이 불가능합니다. 이 아이디로 블로그를 만들까요?
(ix) An indicator for if the loan was to a company or farm with gross yearly revenues larger than $one million; and
In thinking of CRA effectiveness in an application described in paragraph (a) of the portion, the Board will take under consideration any sights expressed by fascinated events which have been submitted in accordance With all the Board's Regulations of Procedure established forth in 12 CFR part 262.
The Board weights the financial institution's effectiveness rating to the effectiveness assessments applicable to an intermediate lender as follows:
The Retail Lending Check evaluates a lender's record of helping to fulfill the credit score desires of its whole Local community through the financial institution's origination and buy of automobile loans In case the lender is really a the greater part automobile lender.
A lender have to offer in the public space of its principal Business and each of its branches the appropriate community detect established forth in appendix File to this component. Merely a department of a lender getting more than one facility-based mostly assessment space should include the bracketed content from the notice for branch offices.
The Board evaluates The provision and responsiveness of a lender's electronic shipping and delivery methods and also other shipping and delivery techniques, which includes to reduced- and average-profits persons, households, or households within the institution stage by thinking of:
다양한 이웃과 소식을 만나보세요. 지금 시작해볼까요? 블로그 아이디 만들기 블로그 아이디 만들기 레이어 닫기
상세한 안내를 받고 싶으신 경우 네이버 고객센터로 문의주시면 도움드리도록 하겠습니다. 건강한 인터넷 환경을 만들어 나갈 수 있도록 고객님의 많은 관심과 협조를 부탁드립니다.
(i) Impedes its capability to perform in a satisfactory amount underneath the prepare, which include economical constraints because of significant events that impact the area or countrywide financial state; or
Pursuant to § 228.21, the Group Advancement Funding Test for Restricted Goal Banking institutions evaluates a confined intent bank's record of helping to fulfill the credit more info score wants of its full Neighborhood by way of Local community growth loans and Group enhancement investments (